I strongly believe that if you have people that are coding for fun on the weekend on something, that thing is unkillable. So, there's no ETH killers. There's never going to be an ETH killer because there's just too many people having fun building ETH, and that's awesome.

What would be transformative is fully on-chain banks, no overdraft fees, no account fees, and yields that are DeFi yields (4-8%)—and that being delivered to consumers, like everyday people, across the world ... That is a very simple idea. It doesn't require a lot of code. It doesn't require a lot of smart contracts. It's really just about 'How do I build a product that has that user experience that can scale to a very large number of people?' And the impact of that would be astronomical. Like, all of a sudden, you have completely transformed the banking industry with one app.

I'm like an open source maximalist. I grew up in the 90s; I remember Linux being sued by SCO and that whole mess.